What Our Legal Framework Covers
These terms govern every interaction tied to your 777luki account — from account creation and wallet activity through to session data and communications we send you. Jurisdiction depends on where you access the service, and we are clear that eligibility is subject to local law in
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Indonesia and the specific region you are in. Where any transaction is initiated through DANA, OVO, or GoPay, the payment leg is also subject to those providers' own terms alongside ours — both sets apply simultaneously. We do not override your statutory rights; instead, these terms
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sit alongside them. If a term conflicts with applicable local law, the local law takes precedence. Changes to these terms are notified via your registered account email before they take effect. You can check the current version at any time on this page. Wallet-linked activity —
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such as a GoPay top-up or an OVO withdrawal request — is logged and retained according to the data retention schedule described in the trust section below. Account holders in Bekasi and across all supported Indonesia regions are subject to the same version of these terms;
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there is no regional variation in policy content.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.